Finance
Financial matters and how they impact the decisions you make running your business.

Allstate Identity Protection’s ‘Line in the Sand’
Isn’t it funny how many services won’t let you cancel them if you’re displeased? For example, if you’re paying a company good money to monitor your data, and someone still skims your card info and buys $400 worth of cigarettes and scratch cards in New Jersey, that’s...

What Most Payment Processing Companies Don’t Tell You
When you aren’t familiar with cars, you might pick your auto mechanic by chance. You just have to hope they’ll be honest and won’t rip you off. When you aren’t familiar with cars, you might pick your auto mechanic by chance. You just have to hope they’ll be honest and...

Your Traveling Expenses Are More Tax Deductible Than You Think
When you travel for business, many of your expenses can be written off on your taxes — you just need to know the rules. Here’s a quick guide to get you started! Driving Out of Town To start, deduct your out-of-town miles the same as you would for local drives — this...

Helping Your Student in Debt?
About 9 out of 10 parents are willing to help their child get out of debt. And student debt is a very common type of debt for young people today. If your child has taken a student loan, it’s probably the first loan they’ve ever received. That’s a huge responsibility,...

You CAN Make Up for the Financial Mistakes of Your Youth — Here’s How
As a young person, a lack of financial expertise can make you prone to mistakes without realizing how irresponsible spending can affect you later in life. Unfortunately, negative information like payment delinquency can stay on your credit report between 7–10 years....

Do You Need Insurance to Protect Your 401(k)?
Since the start of the pandemic, much of our social and financial lives have been spent over the internet. As we put out more and more personal information online, this makes it particularly easy for hackers to find new targets to drain the savings from. Digital crime...

Bad Credit but Need Funds? Here’s the Biggest Mistake Most People Make
If you have less-than-ideal credit, it’s no secret that it’s tough opening new lines of credit or applying for new residences. If you’re faced with rejection after rejection, you might be tempted to apply even more — but the truth is that repeatedly applying for a new...

How to Choose the Best Payroll Processing Company for You
Nobody wants to be paid late — and employers, perhaps even more than employees, don’t want to pay late either. It can be illegal to make even the smallest mistakes when it comes to payroll, and you’d rather be the great friend people trust and can rely on instead of...

Don’t Worry, You’re Not out of Options — Tips for Staying on Top of Debt
It’s a horrible experience to be in debt as a business owner. It keeps you awake at night because you’re not sure what’s going to happen to you or your family. Nearly every entrepreneur has experienced this, and many get themselves out of that situation in a smart and...

What Many Small-Business Owners Haven’t Tried to Reduce Payroll Processing Costs
Whether you’re calculating payroll yourself or using a third party, many miss a crucial fact: Your time is worth something. How much does it cost for you to run payroll? As the key decision-maker, your time, focus, and energy are extremely valuable to your business’s...

How to Protect Your Credit During the Pandemic
If you’re worried about your credit, or what to do once your debt relief program runs out, you’re not alone.If you’re worried about your credit, or what to do once your debt relief program runs out, you’re not alone. At the start of the pandemic, the lending community...

Is Your Business Underinsured?
These Times May Be Turbulent, but That's Why Your Business Needs the Right Coverage Your business needs to be prepared for the future in a lot of ways, and one of them is through insurance. Between the pandemic and political polarization, small businesses have been...

Need to Update Your Business Tech but Still Save Money? Here’s How
Are you feeling a bit left behind lately? While the pandemic lockdowns have pushed people further into the virtual world, not every business has felt entirely prepared for the shift. How do you keep up with entirely virtual business if your office isn’t properly...

How Buying a Company Car Can Give You More Control
The upfront cost of having a company car for you and your employees can seem steep — but it can actually be a huge boon to your business. Especially in the pandemic, when company travel by car is becoming more common, you might want to consider a car to get your...

The Top 3 Business Podcasts
If you’re an entrepreneur, you most likely love your craft. But you also love making a living off of that craft, which drives you to grow your businesses. Because of the pandemic, now is the perfect time to creatively rethink how your business scales to new heights....

How Creditors Are Assisting Their Credit Holders
Currently, many of our business models are shifting to meet the adjusted needs of our markets. Some of these models rely heavily on credit, which has many entrepreneurs losing sleep. However, creditors realize that if they want to succeed, their credit holders need to...

What to Ask Your Insurance Provider
As I'm writing this, many small business owners are navigating the challenges the pandemic is throwing their way, including insurance coverage issues. This entails establishing new payment dates, as well as defining what is and isn't covered. To best manage this...

Government Small Business Assistance Programs
Right now, many companies in our entrepreneurial community are scaling back or re-evaluating their business models. However, federal assistance programs for small business owners are available, such as the Paycheck Protection Program and the Economic Injury Disaster...

Restore Your Good Credit
It can be a challenge to rebuild good credit if you’ve faced bankruptcy or a challenging financial situation. When your credit is down or wiped out, many lenders will decline to extend credit to you leaving you with few options. When you want to rebuild your credit,...

Track and Improve Your FICO Score
If you don’t get off the ground, you won’t be able to build your company to new heights. Raising capital is a crucial part of that process, and you may need to take on debt to do it. But, if your credit is less than ideal, it can take years to find the proper funding...

Tax Relief and Amendments You Need To Know
As a business owner in our current situation, you have a lot on your plate, including taxes. While the IRS is usually a source of stress, they’re doing their part to help those in need, including companies. If you’re still working through your taxes, here is what you...

Entities That Are Economically Fighting COVID-19
As a small-business owner, you have a lot on your mind right now. Demand is in flux, and with the virus spreading, you have to make some hard decisions about how to handle remote work. But you do have options and resources at your disposal, including your AFEUSA...

What Sheryl Sandberg Wants Women to Know About Negotiating
April is Women’s History Month, and Facebook COO and Lean In founder Shery Sandberg is one of the world’s most history-making women in business today. Speaking at a panel co-hosted by Stanford Law School, Lean In, and the Hamilton Project about how women can level up...

Three Surprising Psychological Truths About Pricing
Customers aren’t driven only by the cold hard facts when determining what they’re willing to pay for a product. In fact, psychology can play a powerful role in determining the optimal price point for your product. As you hone in on your optimal pricing strategy, here...

Tax Write Offs You Should Know About
Being strategic about tax planning is a central way to grow wealth as a small business owner and tax season is right around the corner. Here are a few write-offs every business owner should know about and, if possible, take advantage of. Cell Phone Bills Just because...

Is Your Billing System Meeting Your Needs?
Billing is a complex issue for companies to handle, as every market and business plan is different. If your system is lacking in any way, though, it can be detrimental to your customer experience. Here are a couple of signs you need a new billing system. Competitors...

How To Handle Corporate Gifting
During the holidays, we often find ourselves rushing to get our loved ones the perfect gifts, but what about our customers? A holiday gift is a great way to endear yourself to consumers, but finding the perfect present can be a real hassle. What is appropriate? What...

Are Shipping Costs Keeping You Up at Night?
If e-commerce is a staple of your business model, shipping and handling costs can keep you up at night. For any business, especially an e-commerce-driven company, overpriced shipping could send profit margins plummeting. Take a t-shirt company, for example. The price...

How To Succeed In Your Q4 Planning
Planning for the next quarter can be an intimidating task. If you're not familiar with finances, you can easily get lost in the assortment of information available on the subject. If you're feeling the pressure as the next quarter approaches, here are some unique...

The Basics of An Income Statement
As an entrepreneur, you’re driven and will do whatever it takes to meet your goals. However, knowing how to meet the short objectives along the way will help immensely. If you’re unfamiliar with how income statements work, here is a quick break down. Start with the...

The Little Things WILL Cost You
Being an Entrepreneur is a lot like being a pilot. Getting off the ground can be difficult at first, but once you’re in the air, all you want to do so soar higher and higher. To do so, however, requires the discipline to pay attention to little things like office...

Tech That Alleviates Financial Aches and Pains
When first starting out, business finance can be difficult to conceptualize or map out for the budding entrepreneur. Here are some of the ways modern technology can alleviate those financial headaches. Accounting Software There are a plethora of accounting tools on...

How Fixed Are Your Fixed Costs?
As a small-business owner, your profits may keep the lights on during the day, but the expenses surely keep you up at night. Here are a couple of ways you can cut costs and increase your profit margins so you can sleep a little more soundly at night. Reduce Your...

Small Business Payroll
In years past, many small businesses had very simple systems for managing their payroll, including paper records or simple excel spreadsheets. But technology has changed drastically in the years since the internet, and modern small businesses have many tools available...

Payroll Made Easy
No matter how big your business is, you have more important things to worry about than payroll and taxes. For most entrepreneurs, there simply aren’t enough hours in the day to complete all the tasks we’ve assigned ourselves. That’s why it’s so important to reach out...

Fixing Your Credit
Credit scores impact some of the most important moments in our lives. Buying a house, applying for a job, and improving your small business all rely on having a good credit score. Conversely, if your credit is lackluster, all these moments become far more difficult to...

Best Online Payment Resources for Growing Businesses
Toss the notebooks and calculators aside: Your company’s payment methods have never been easier. By outsourcing your payment services to online programs, you will be joining the ranks of countless successful business owners who realized the senselessness of doing it...

Better Online Tools for Your Growing Business
Naturally, the right amount of capital is one of the keys to a successful small business. If you don’t have enough, you’ll be cutting corners that will lead to decreases in quality and trust from potential partners or clientele. Cash flowing the business can feel like...

Best Financial Tips for Entrepreneurs
If you are an entrepreneur, it goes without saying that you must take care of many things associated with your business. Not only do you need to maintain a good relationship with your clients, you also need to allocate and manage different tasks for your employees,...

Better Business Financing in 2019
Where there’s money, there’s growth; this is just one of the standard facts of the business world. If you want your business to grow in 2019, you’ll have to find the best way to finance it, keeping in mind where you want to see yourself at the end of the year. With an...

Important Facets of Finance Management
Keeping an ever-watchful eye on your expenditures takes the guesswork out of running a successful venture. As any experienced entrepreneur will tell you, growth and money go hand in hand. Sometimes it’s not so much about making boundless profits as it is about...

Tips for Finagling Your Business’ Finances
Proactively gauging how well you’re handling your company’s finances will help in the prevention of costly errors. Finance is the alpha and omega of any business: No matter how pure your intentions are for your venture, none of the good you do would be possible...

Creating a Business Budget
Creating a budget for your business can be one of the most frustrating and frightening aspects about starting a new business. Not only are you putting part of your personal budget toward your business; the business requires a completely separate budget of its own -...

Tax Tips For The End of The Year
The end of the year can be an overwhelming time for anyone, and that is especially true for business owners. When you’re trying to wrap up the year successfully, it can feel nearly impossible to enjoy the holidays. With everything on your to-do list, worrying about...

Retirement Planning When Self Employed
One of the most daunting tasks as an entrepreneur is saving up for your retirement. Sometimes it feels as though every penny you earn for yourself goes right back toward pursuing your passion. Planning retirement can be tedious, so it’s no wonder many...

Managing Your Money as a Freelance Writer
I’ve mentioned in several of my articles about all the perks that come with freelancing - the opportunities to work from any place you’d like, work on your own timetable and accept or reject work as you please. That being said, all those perks can come at...
Billionaire Sam Zell Explains Why It's Okay to Be Wrong
Reader Resource Apply now to be an Entrepreneur 360™ company. Let us tell the world your success story. Get Started » Sam Zell -- who is promoting his new book, Am I Being Too Subtle: Straight Talk From a Business Rebel -- speaks to Mark Gerson, co-founder and...
Corporate Bond Traders Turn to Bloomberg for Resolution of Credit Market Illiquidity
Corporate Bond Traders Turn to Bloomberg for Resolution of Credit Market IlliquidityBloomberg Credit Announces Significant Volume Uptick in USD and CAD Denominated Cash Corporate Trade Activity via its Bid/Offer List Trading Application BOLT <GO> NEW YORK, May...
Bloomberg Launches New RMB Bond Suite For Global Investors
RMB Bond Suite features the industry’s most advanced fixed income investment tools for China’s interbank bond market Beijing, Hong Kong – Bloomberg today announced the launch of its new RMB Bond Suite, the industry’s most advanced fixed income investment tools for...
The Clearing Corporation of India Distributes Foreign Exchange Rates on Bloomberg Platform
CCIL’s provision of real-time rates to India’s interbank community enhances market transparency Mumbai – The Clearing Corporation of India (CCIL) and Bloomberg today announced that real-time foreign exchange rates from CCIL will be made available to India’s interbank...

How This Inspiring Entrepreneur Came Back From Being Broke
An aspiring musician who has struggled with his finances and health has finally found his footing -- see how he did it. https://www.youtube.com/watch?v=3GD5hRxGhM0 On this episode of Resilience, Entrepreneur Network partner Jason Saltzman sits down with Michael Nova,...

How to Get Involved with Small Business Nation
The U.S. Chamber's key role in ensuring our country’s growth and prosperity, it has launched the U.S. Chamber Small Business Nation. U.S. Chamber Small Business Nation is a community that was founded on the open exchange of information and ideas, while creating the...

Regulations Cost Businesses and Consumers Trillions
Over the past several years federal legislators have added a large number of regulations that apply to small businesses. There are more regulations placed on small businesses today than ever before. The increase of regulations placed on businesses can hurt the...

Payments Are Moving Into the Environment Around Us. Is Your Business Following?
It’s been a decade since the iPhone launch opened the floodgates for smartphones. By 2012, smartphones accounted for over 50 percent of all US mobile phones and that rate climbed to over 80 percent last year. Businesses have spent much of that decade...

AFEUSA Supports Sales Tax Enforcement For Online Retailers
Is it fair that only some business have to charge sales tax? Businesses across the country are forced to try to compete with online retailers on a daily basis. Brick-and-mortar stores are forced to charge state sales tax while big online retailers who do not own...

Minimum Wage Increase Activates AFEUSA to Advocate for Arizona Members
Increasing minimum wage in Arizona sounds like an easy decision. Increasing take-home pay for people across the state sounds as if it would improve quality of life for millions of people. However, that’s only half of the picture. With 6.6% of Arizonans employed in the...

AFEUSA Advocates for Balancing Small Business Needs with Minimum Wage Increases in Colorado
Colorado’s minimum wage for tipped employees would increase by 70% by 2020. Restaurants already operate on slim profit margins and any increase in payroll expenses could mean that small business have to be extremely conservative with what little resources they have to...

California Entrepreneurs Impacted by Minimum Wage Increase
Increasing minimum wage has been a hot topic as of late. Shouldn’t employees be able to make a livable wage? It seems like the answer would be simple, but there’s a little more to think about than just whether or not people should make more money. What does increasing...

AFE USA Tells Officials How Overtime Rules Impact Entrepreneurship
Paying salary exempt employees allows entrepreneurs to pay for the exact number of hours required to get a job done at a competitive rate. Proposed changes to overtime regulations would require that entrepreneurs change the salary structure of their business by...

How Interest Rates Affect Small Business and How AFEUSA is Helping
afeUSA advocates amplified the voice of small businesses and communicated your need for affordable funding to the Federal level by writing Representative Steve Chabot and Representative Nydia Velázquez, chair and ranking member of the House Committee on Small...