Finance

 

Financial matters and how they impact the decisions you make running your business.

Tips for Gig Workers to Avoid a Large Tax Bill

Tips for Gig Workers to Avoid a Large Tax Bill

Filing your taxes as a freelancer can seem like a tedious task to get through as a freelancer. You are your own boss, no longer employed by a company. Being in the gig economy has its perks, and there are plenty of ways to take advantage of tax season to avoid a large...

Business Owners, Keep Your Prices Updated with Inflation 

Business Owners, Keep Your Prices Updated with Inflation 

During the pandemic, median household income fell 2.9% and every year, prices increase 5.3%. As a business owner, you see the changes and may start to worry about your business. Fear not, there are ways to combat inflation without severely increasing your prices and...

Three Ways to Make Money Online 

Three Ways to Make Money Online 

Making money online has become popular to make extra cash, you can even do it without leaving the couch. 1. Start Investing The easiest way to make money online is through investments. There are many ways that you can start investing: real estate, stocks, and crypto....

Gas Prices and Gig Work

Gas Prices and Gig Work

Increased gas prices have affected everyone across the world since the start of the Covid-19 pandemic. In Arizona alone the average price of a gallon of gas is $3.32. Gas prices cause more pain than just paying a couple extra dollars when stopping at the gas station....

Small Business Owners, There’s Still Hope

Small Business Owners, There’s Still Hope

If you are a small-business owner, and you have become adapted to the constant fluctuation of the economy in the past, rumor has it there is hope right around the corner. I know I know… Another article about the trials and tribulations of being an entrepreneur in the...

The Great Depression and Today

The Great Depression and Today

As of October 2021, Wendy Edelberg shared in “What does current inflation tell us about the future?” that we have seen an inflation rate of 6.2%, increasing gas prices and average cost of living that can be compared to the Great Depression.    History  The Great...

Filing Your Taxes Like A Pro This New Year

Filing Your Taxes Like A Pro This New Year

It is almost that time of year… tax season. But filing your taxes does not have to be all that dreadful when you master the basics. Firstly, understand that filing your taxes is a tedious process, but it is meant to benefit you- the taxpayer with that big tax return...

How to Protect Your Credit During the Pandemic

How to Protect Your Credit During the Pandemic

If you’re worried about your credit, or what to do once your debt relief program runs out, you’re not alone.If you’re worried about your credit, or what to do once your debt relief program runs out, you’re not alone. At the start of the pandemic, the lending community...

Increasing Gas Prices are Drastically Impacting Gig Workers

Increasing Gas Prices are Drastically Impacting Gig Workers

Gas prices have always fluctuated but have had spikes more dramatically throughout 2021. Gas prices may be affected by oil prices, gasoline supply and gasoline demand. This heightened price has placed intense pressure on available supplies. 2021 gas prices are at the...

Entrepreneurs in Restaurants And The Devastating Rising Costs

Entrepreneurs in Restaurants And The Devastating Rising Costs

Are you wondering why your favorite restaurant went from being open 7 days a week to only 3? Or why is it taking abnormally long for you to get a table at a restaurant and the waiter to bring out your food? You’re not the only one. Ordering french fries went from $3...

The Reality of Working in a Post-Pandemic Economy

The Reality of Working in a Post-Pandemic Economy

To say the work economy has changed since the Covid-19 Pandemic is an understatement; the workforce has completely transformed the regular nine to five job as we know it. Mobilizing jobs has become astonishingly popularly, if not essential for individuals. THE...

GIG workers earn over $1,000 a month! This could be you.

GIG workers earn over $1,000 a month! This could be you.

Do you want to earn a great paycheck? Do you want to have flexibility with your job? How do you feel about being your own boss? The current gig economy is booming, transportation services such as Uber are making up 90 percent of the gig economy (Broda, 2021). What is...

What’s an SBA Loan — And Does Your Business Qualify?

What’s an SBA Loan — And Does Your Business Qualify?

Struggling to survive in 2021? You’re not out of options yet! With the PPP and many other relief efforts being made during the pandemic, you might think: “Wait, they’re bringing out another program?” Not exactly. SBA Community Advantage (CA) loans have been around...

Should You Use a Rental Car for Your Next Road Trip?

Should You Use a Rental Car for Your Next Road Trip?

Planning your next road trip? If so, are you sure you want to take your own car? While it might seem obvious that driving a rental car would be more expensive than driving your own, there are certain scenarios where you may want to use a rental car instead. First, a...

Should I Consolidate My Student Loans?

Should I Consolidate My Student Loans?

These days, an increasing number of young entrepreneurs are dealing with the same question: What do I do about my student loans? Fortunately, federal loan consolidation is often a great option for student loan borrowers. It provides the convenience of having only one...

Are Rewards Credit Cards Worth It?

Are Rewards Credit Cards Worth It?

Getting 5% back on all your purchases is a tempting offer — even if it’s only cents most of the time, it can still majorly add up by the end of the year. But are rewards cards really worth it? Let’s take a look. Pay off the bill on time.If you don’t pay off your card...

Get A Second PPP Loan

Get A Second PPP Loan

The Paycheck Protection Program (PPP) relaunched in December, with brand new applications being released on March 3, 2021. As a small-business owner, you’re being prioritized by lenders and given extra resources to keep your business on the ground.The Paycheck...

‘Extended Warranty’ Not Just a Scam

‘Extended Warranty’ Not Just a Scam

By now, most hear the words “extended warranty” and our minds go straight to the robocall that targets some of us on a weekly — or even daily — basis. That particular scam has been going on for a long time, yet most people don’t know how to handle it. Hang up, and...

Allstate Identity Protection’s ‘Line in the Sand’

Allstate Identity Protection’s ‘Line in the Sand’

Isn’t it funny how many services won’t let you cancel them if you’re displeased? For example, if you’re paying a company good money to monitor your data, and someone still skims your card info and buys $400 worth of cigarettes and scratch cards in New Jersey, that’s...

What Most Payment Processing Companies Don’t Tell You

What Most Payment Processing Companies Don’t Tell You

When you aren’t familiar with cars, you might pick your auto mechanic by chance. You just have to hope they’ll be honest and won’t rip you off. When you aren’t familiar with cars, you might pick your auto mechanic by chance. You just have to hope they’ll be honest and...

Your Traveling Expenses Are More Tax Deductible Than You Think

Your Traveling Expenses Are More Tax Deductible Than You Think

When you travel for business, many of your expenses can be written off on your taxes — you just need to know the rules. Here’s a quick guide to get you started!  Driving Out of Town To start, deduct your out-of-town miles the same as you would for local drives — this...

Helping Your Student in Debt?

Helping Your Student in Debt?

About 9 out of 10 parents are willing to help their child get out of debt. And student debt is a very common type of debt for young people today. If your child has taken a student loan, it’s probably the first loan they’ve ever received. That’s a huge responsibility,...

Do You Need Insurance to Protect Your 401(k)?

Do You Need Insurance to Protect Your 401(k)?

Since the start of the pandemic, much of our social and financial lives have been spent over the internet. As we put out more and more personal information online, this makes it particularly easy for hackers to find new targets to drain the savings from. Digital crime...

How to Choose the Best Payroll Processing Company for You

How to Choose the Best Payroll Processing Company for You

Nobody wants to be paid late — and employers, perhaps even more than employees, don’t want to pay late either. It can be illegal to make even the smallest mistakes when it comes to payroll, and you’d rather be the great friend people trust and can rely on instead of...

Is Your Business Underinsured?

Is Your Business Underinsured?

These Times May Be Turbulent, but That's Why Your Business Needs the Right Coverage Your business needs to be prepared for the future in a lot of ways, and one of them is through insurance. Between the pandemic and political polarization, small businesses have been...

How Buying a Company Car Can Give You More Control

How Buying a Company Car Can Give You More Control

The upfront cost of having a company car for you and your employees can seem steep — but it can actually be a huge boon to your business. Especially in the pandemic, when company travel by car is becoming more common, you might want to consider a car to get your...

The Top 3 Business Podcasts

The Top 3 Business Podcasts

If you’re an entrepreneur, you most likely love your craft. But you also love making a living off of that craft, which drives you to grow your businesses. Because of the pandemic, now is the perfect time to creatively rethink how your business scales to new heights....

How Creditors Are Assisting Their Credit Holders

How Creditors Are Assisting Their Credit Holders

Currently, many of our business models are shifting to meet the adjusted needs of our markets. Some of these models rely heavily on credit, which has many entrepreneurs losing sleep. However, creditors realize that if they want to succeed, their credit holders need to...

What to Ask Your Insurance Provider

What to Ask Your Insurance Provider

As I'm writing this, many small business owners are navigating the challenges the pandemic is throwing their way, including insurance coverage issues. This entails establishing new payment dates, as well as defining what is and isn't covered. To best manage this...

Government Small Business Assistance Programs

Government Small Business Assistance Programs

Right now, many companies in our entrepreneurial community are scaling back or re-evaluating their business models. However, federal assistance programs for small business owners are available, such as the Paycheck Protection Program and the Economic Injury Disaster...

Restore Your Good Credit

Restore Your Good Credit

It can be a challenge to rebuild good credit if you’ve faced bankruptcy or a challenging financial situation. When your credit is down or wiped out, many lenders will decline to extend credit to you leaving you with few options. When you want to rebuild your credit,...

Track and Improve Your FICO Score

Track and Improve Your FICO Score

If you don’t get off the ground, you won’t be able to build your company to new heights. Raising capital is a crucial part of that process, and you may need to take on debt to do it. But, if your credit is less than ideal, it can take years to find the proper funding...

Tax Relief and Amendments You Need To Know

Tax Relief and Amendments You Need To Know

As a business owner in our current situation, you have a lot on your plate, including taxes. While the IRS is usually a source of stress, they’re doing their part to help those in need, including companies. If you’re still working through your taxes, here is what you...

Entities That Are Economically Fighting COVID-19

Entities That Are Economically Fighting COVID-19

As a small-business owner, you have a lot on your mind right now. Demand is in flux, and with the virus spreading, you have to make some hard decisions about how to handle remote work. But you do have options and resources at your disposal, including your AFEUSA...

What Sheryl Sandberg Wants Women to Know About Negotiating

What Sheryl Sandberg Wants Women to Know About Negotiating

April is Women’s History Month, and Facebook COO and Lean In founder Shery Sandberg is one of the world’s most history-making women in business today. Speaking at a panel co-hosted by Stanford Law School, Lean In, and the Hamilton Project about how women can level up...

Three Surprising Psychological Truths About Pricing

Three Surprising Psychological Truths About Pricing

Customers aren’t driven only by the cold hard facts when determining what they’re willing to pay for a product. In fact, psychology can play a powerful role in determining the optimal price point for your product. As you hone in on your optimal pricing strategy, here...

Tax Write Offs You Should Know About

Tax Write Offs You Should Know About

Being strategic about tax planning is a central way to grow wealth as a small business owner and tax season is right around the corner. Here are a few write-offs every business owner should know about and, if possible, take advantage of. Cell Phone Bills Just because...

Is Your Billing System Meeting Your Needs?

Is Your Billing System Meeting Your Needs?

Billing is a complex issue for companies to handle, as every market and business plan is different. If your system is lacking in any way, though, it can be detrimental to your customer experience. Here are a couple of signs you need a new billing system. Competitors...

How To Handle Corporate Gifting

How To Handle Corporate Gifting

During the holidays, we often find ourselves rushing to get our loved ones the perfect gifts, but what about our customers? A holiday gift is a great way to endear yourself to consumers, but finding the perfect present can be a real hassle. What is appropriate? What...

Are Shipping Costs Keeping You Up at Night?

Are Shipping Costs Keeping You Up at Night?

If e-commerce is a staple of your business model, shipping and handling costs can keep you up at night. For any business, especially an e-commerce-driven company, overpriced shipping could send profit margins plummeting. Take a t-shirt company, for example. The price...

How To Succeed In Your Q4 Planning

How To Succeed In Your Q4 Planning

Planning for the next quarter can be an intimidating task. If you're not familiar with finances, you can easily get lost in the assortment of information available on the subject. If you're feeling the pressure as the next quarter approaches, here are some unique...

The Basics of An Income Statement

The Basics of An Income Statement

As an entrepreneur, you’re driven and will do whatever it takes to meet your goals. However, knowing how to meet the short objectives along the way will help immensely. If you’re unfamiliar with how income statements work, here is a quick break down. Start with the...

The Little Things WILL Cost You

The Little Things WILL Cost You

Being an Entrepreneur is a lot like being a pilot. Getting off the ground can be difficult at first, but once you’re in the air, all you want to do so soar higher and higher. To do so, however, requires the discipline to pay attention to little things like office...

Tech That Alleviates Financial Aches and Pains

Tech That Alleviates Financial Aches and Pains

When first starting out, business finance can be difficult to conceptualize or map out for the budding entrepreneur. Here are some of the ways modern technology can alleviate those financial headaches. Accounting Software There are a plethora of accounting tools on...

How Fixed Are Your Fixed Costs?

How Fixed Are Your Fixed Costs?

As a small-business owner, your profits may keep the lights on during the day, but the expenses surely keep you up at night. Here are a couple of ways you can cut costs and increase your profit margins so you can sleep a little more soundly at night.  Reduce Your...

Small Business Payroll

Small Business Payroll

In years past, many small businesses had very simple systems for managing their payroll, including paper records or simple excel spreadsheets. But technology has changed drastically in the years since the internet, and modern small businesses have many tools available...

Payroll Made Easy

Payroll Made Easy

No matter how big your business is, you have more important things to worry about than payroll and taxes. For most entrepreneurs, there simply aren’t enough hours in the day to complete all the tasks we’ve assigned ourselves. That’s why it’s so important to reach out...

Fixing Your Credit

Fixing Your Credit

Credit scores impact some of the most important moments in our lives. Buying a house, applying for a job, and improving your small business all rely on having a good credit score. Conversely, if your credit is lackluster, all these moments become far more difficult to...

Best Online Payment Resources for Growing Businesses

Best Online Payment Resources for Growing Businesses

Toss the notebooks and calculators aside: Your company’s payment methods have never been easier. By outsourcing your payment services to online programs, you will be joining the ranks of countless successful business owners who realized the senselessness of doing it...

Better Online Tools for Your Growing Business

Better Online Tools for Your Growing Business

Naturally, the right amount of capital is one of the keys to a successful small business. If you don’t have enough, you’ll be cutting corners that will lead to decreases in quality and trust from potential partners or clientele. Cash flowing the business can feel like...

Best Financial Tips for Entrepreneurs

Best Financial Tips for Entrepreneurs

If you are an entrepreneur, it goes without saying that you must take care of many things associated with your business. Not only do you need to maintain a good relationship with your clients, you also need to allocate and manage different tasks for your employees,...

Better Business Financing in 2019

Better Business Financing in 2019

Where there’s money, there’s growth; this is just one of the standard facts of the business world. If you want your business to grow in 2019, you’ll have to find the best way to finance it, keeping in mind where you want to see yourself at the end of the year. With an...

Important Facets of Finance Management

Important Facets of Finance Management

Keeping an ever-watchful eye on your expenditures takes the guesswork out of running a successful venture. As any experienced entrepreneur will tell you, growth and money go hand in hand. Sometimes it’s not so much about making boundless profits as it is about...

Tips for Finagling Your Business’ Finances

Tips for Finagling Your Business’ Finances

Proactively gauging how well you’re handling your company’s finances will help in the prevention of costly errors. Finance is the alpha and omega of any business: No matter how pure your intentions are for your venture, none of the good you do would be possible...

Creating a Business Budget

Creating a Business Budget

Creating a budget for your business can be one of the most frustrating and frightening aspects about starting a new business. Not only are you putting part of your personal budget toward your business; the business requires a completely separate budget of its own -...

Tax Tips For The End of The Year

Tax Tips For The End of The Year

The end of the year can be an overwhelming time for anyone, and that is especially true for business owners. When you’re trying to wrap up the year successfully, it can feel nearly impossible to enjoy the holidays. With everything on your to-do list, worrying about...

Retirement Planning  When Self Employed

Retirement Planning When Self Employed

One of the most daunting tasks as an entrepreneur is saving up for your retirement. Sometimes it feels as though every penny you earn for yourself goes right back toward pursuing your passion. Planning retirement can be tedious, so it’s no wonder many...

Managing Your Money as a Freelance Writer

Managing Your Money as a Freelance Writer

I’ve mentioned in several of my articles about all the perks that come with freelancing - the opportunities to work from any place you’d like, work on your own timetable and accept or reject work as you please. That being said, all those perks can come at...

Billionaire Sam Zell Explains Why It's Okay to Be Wrong

Reader Resource Apply now to be an Entrepreneur 360™ company. Let us tell the world your success story. Get Started » Sam Zell -- who is promoting his new book, Am I Being Too Subtle: Straight Talk From a Business Rebel -- speaks to Mark Gerson, co-founder and...

How This Inspiring Entrepreneur Came Back From Being Broke

How This Inspiring Entrepreneur Came Back From Being Broke

An aspiring musician who has struggled with his finances and health has finally found his footing -- see how he did it. https://www.youtube.com/watch?v=3GD5hRxGhM0 On this episode of Resilience, Entrepreneur Network partner Jason Saltzman sits down with Michael Nova,...

How to Get Involved with Small Business Nation

How to Get Involved with Small Business Nation

The U.S. Chamber's key role in ensuring our country’s growth and prosperity, it has launched the U.S. Chamber Small Business Nation. U.S. Chamber Small Business Nation is a community that was founded on the open exchange of information and ideas, while creating the...

Regulations Cost Businesses and Consumers Trillions

Regulations Cost Businesses and Consumers Trillions

Over the past several years federal legislators have added a large number of regulations that apply to small businesses. There are more regulations placed on small businesses today than ever before. The increase of regulations placed on businesses can hurt the...

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