Legal/Insurance

The CCPA protects the personal information of California residents, including names, email addresses, phone numbers, login, and health details. If you own a business, you must comply with this law even if you don't reside in California but do business with Californian...

When starting a business, an entrepreneur must consider all the risks that may be detrimental to their venture. Identifying and addressing these risks before they become a problem is essential to early success. This process is referred to as risk mitigation. According...

What is the California Consumer Privacy Act?  The California Consumer Privacy Act (CCPA) is a data privacy law regulating and protecting California residents' personal information. Personal information can include names, login names and passwords, e-mail addresses,...

The last thing any small business owner wants to face is legal issues that could jeopardize the future of their business. After spending so much time and energy, growing your company from the ground up, it would be a hard blow to have that ripped away from you. No one...

As a self-employed individual, you may be wondering if you need workman’s comp insurance. While it’s not legally required in all states, it’s still a smart investment to protect yourself and your business. Workman’s comp insurance can cover medical expenses and lost...

As an Uber driver, it's crucial that you have car insurance coverage. And while Uber offers its drivers insurance, there are still stipulations involved. It would be best always to have personal Insurance that will cover times you are not working, but you will also...

If you're self-employed, you're responsible for paying Social Security taxes on your own. This means that you're required to pay both the employer and employee portions of the tax. But how do you calculate how much you owe? And what are the deadlines for payment?...

If you are self-employed, you are still required to pay self-employment taxes to the IRS. The main tax forms you will need to include when filing your 1040 include forms are Schedule C and Schedule SE. Let’s look a little deeper into what exactly each of these forms...

Being self-employed comes with many perks, such as being your own boss and having control over your schedule. However, one of the biggest challenges of being self-employed is finding and affording health insurance. As a small business owner, you have several options...

If you're self-employed, the responsibility of obtaining health care coverage falls on your shoulders, and there is no one size fits all! Each individual will have different healthcare needs. Luckily, there are plenty of options to choose from. And because health...

Risk management is vital to any business, whether small or large. And having risk management processes in place can protect your business or staff if faced with an unfortunate occurrence. The four common strategies are Reduction, Avoidance, Transfer, and Retention....

As a business owner, it's important to protect your assets and ensure that your business is financially stable. One way to do this is by purchasing liability insurance and an umbrella policy. These types of insurance can provide an extra layer of protection for your...

NNN, or triple net leases, are a collection of expenses added to tenant’s rent as safety precautions for landlords. Among triple net, there is also a single net and a double net lease that provide different pros and cons. These leases typically include property...

Whenever faced in a predicament that requires legal counsel, hiring a lawyer is one of the best things to do. Anyone not well versed in law would have a severe disadvantage when representing themselves or their company. Although lawyers are a substantially better...

Almost anything can happen to anybody no matter what their situation is – even those with their own companies. Locations, employees, goods, and more are all at risk of damages and lawsuits when it comes to businesses and their assets. Therefore, it is important to not...

While no one likes to find themselves in the middle of a lawsuit it can very well happen to anyone and when owning your own business, it’s extremely important that you protect your assets. Let’s look at a few ways you can help protect your assets as a business owner....

With gig workers not allowed access to employer-sponsored health benefits it has made insurance much more difficult to access proper, affordable health insurance for the average gig worker. Over 25% of current gig workers in America have found it difficult to maintain...

Throughout 2022, gig work has risen to an all-time high with more individuals desiring the flexible, lucrative part-time work that is gig working. The primary downside of this statistic is the fact that a vast majority of all these individuals do not have life...

Just like your parents want the best for you, you’ve always wanted the best for your parents. Long-term care providers know this and want to do their best to convince you that their nursing home is the best of the best. But how can you really know? It’s actually a...

We are all drained from talk of COVID-19, but the inevitability of how our economy is forever changed is still prominent in how we live. Mobilizing jobs has become astonishingly popular, if not essential for individuals. American workers naturally desire to have the...

If you’ve been hopping on Zoom conferences and LinkedIn message boards since the pandemic started, remote networking might not feel like much fun anymore. Or maybe networking has not been a priority for a while now, and it feels like it might be too late to get...

Entrepreneurs are an extremely inventive group of people — some of whom are inventors! Invention, after all, is a great way of pursuing the American Dream. It can lead to a new business, and even a whole new market (i.e., when Ford invented cars). However, inventors...

Many entrepreneurs pass down their restless work ethic to their kids, so there’s a good chance your kid might be an Uber or Lyft driver as a first-time, part-time gig. Not only does Uber or Lyft require no previous experience, but it’s also easy to get started and...

As the COVID-19 vaccine becomes more widely available and the situation starts to improve, it is reasonable to expect that pandemic regulations will gradually ease up from the stringent measures imposed during the height of the pandemic in March last year. However,...

If you want to make your business more accessible to all customers, consider how you could make it easier for the deaf community to utilize what you offer. You might not only earn business from a new group, but your customer base might love supporting your business...

You may have created your business while starting a new life with a spouse – but how do you protect your business when your marriage falls apart? You may have created your business while starting a new life with a spouse – but how do you protect your business when...

Everyone hopes their families will prosper long after they’re gone. The same likely applies to your business. Everyone hopes their families will prosper long after they’re gone. The same likely applies to your business.  Did you know that the life insurance funds from...

Although it can be a terrifying experience, don’t feel ashamed of losing your hearing. According to the Johns Hopkins Cochlear Center for Hearing and Public Health, over 38.2 million Americans (14.3%) report some degree of hearing loss. That’s nearly 1 in 7...

Considering recent civil unrest, you might be wondering: What happens to businesses — big and small — after they experience serious damage and looting during riots? Does their insurance cover them, if they have it? The answer is yes. Most standard insurance policies...

No matter what size business you have, you need legal expertise to guide you through certain business decisions. Without guidance, you’re prone to making mistakes because you haven’t spent thousands of hours on learning the law like a lawyer has. So, if you’re facing...

Business thinkers across every industry can agree on one thing: It’s hard to succeed without friends. Friendships, in many ways, are a risk in themselves. You’re putting yourself out there, and people can reject you. But that doesn’t mean they’re less important or...

Small-business owners face nearly $105 billion of litigation each year. It might be hard to imagine right now, but nobody thinks about a lawsuit happening to them until it’s too late. So, what can you do to prevent yourself from worrying too much? Here are some common...