Legal/Insurance

The writers at AFEUSA organize topics of Legal and Insurance matters below so you don’t have to, leaving more time for you to do what you do best–run your business. Find great articles below to help keep you up-to-date on the latest rules and regulations in your industry.
How Regulations Affect Small Businesses

How Regulations Affect Small Businesses

In the world of small business, keeping up with changing rules is like trying to hit a moving target. Whether it's taxes, new laws, or different ways of doing things, these rules can impact small businesses a lot, especially for those just starting out. When the...

Workplace Negligence for Small Businesses

Workplace Negligence for Small Businesses

Workplace negligence arises when employees engage in haphazard behavior, neglecting to exercise the required caution to avoid unjustifiable harm. Negligent conduct can result in harm to employees, customers, and other stakeholders involved in operational processes....

Self-Employed Health Insurance Deductions

Self-Employed Health Insurance Deductions

Health insurance can be a formidable and daunting expense for the average American. Nonetheless, health insurance is indispensable by virtue of its immediate access to healthcare, preventative measures, and its financial protection in emergency situations. To be more...

Risk Mitigation Strategies

Risk Mitigation Strategies

Risk is inevitable for small businesses pursuing their entrepreneurial endeavors. Strategically mitigating risk means increasing your chance of earning a consistent stream of revenue. New brands attempting to break into an already active sector can face difficulty...

A Quick Reference Guide For CCPA Compliance

A Quick Reference Guide For CCPA Compliance

The CCPA protects the personal information of California residents, including names, email addresses, phone numbers, login, and health details. If you own a business, you must comply with this law even if you don't reside in California but do business with Californian...

Risk Mitigation And How It Works

Risk Mitigation And How It Works

When starting a business, an entrepreneur must consider all the risks that may be detrimental to their venture. Identifying and addressing these risks before they become a problem is essential to early success. This process is referred to as risk mitigation. According...

Common Legal Issues Small Business Owners Face

Common Legal Issues Small Business Owners Face

The last thing any small business owner wants to face is legal issues that could jeopardize the future of their business. After spending so much time and energy, growing your company from the ground up, it would be a hard blow to have that ripped away from you. No one...

Tax Forms When You’re Self-Employed

Tax Forms When You’re Self-Employed

If you are self-employed, you are still required to pay self-employment taxes to the IRS. The main tax forms you will need to include when filing your 1040 include forms are Schedule C and Schedule SE. Let’s look a little deeper into what exactly each of these forms...

Retirement Options for Gig Workers

Retirement Options for Gig Workers

While retirement may still be miles down the road, it's always a good idea to begin planning for it as soon as possible. The longer you contribute, the greater your future nest egg will grow to be. Even if you aren't working for a company that offers its employees a...

Triple Net Commercial Leases

Triple Net Commercial Leases

NNN, or triple net leases, are a collection of expenses added to tenant’s rent as safety precautions for landlords. Among triple net, there is also a single net and a double net lease that provide different pros and cons. These leases typically include property...

Tips For Insuring Your Business 

Tips For Insuring Your Business 

Almost anything can happen to anybody no matter what their situation is – even those with their own companies. Locations, employees, goods, and more are all at risk of damages and lawsuits when it comes to businesses and their assets. Therefore, it is important to not...

How To Protect Your Assets As A Business Owner

How To Protect Your Assets As A Business Owner

While no one likes to find themselves in the middle of a lawsuit it can very well happen to anyone and when owning your own business, it’s extremely important that you protect your assets. Let’s look at a few ways you can help protect your assets as a business owner....

Happy Grandparents Make a Happy Home

Happy Grandparents Make a Happy Home

Just like your parents want the best for you, you’ve always wanted the best for your parents. Long-term care providers know this and want to do their best to convince you that their nursing home is the best of the best. But how can you really know? It’s actually a...

Gig economy: Finding affordable healthcare

Gig economy: Finding affordable healthcare

We are all drained from talk of COVID-19, but the inevitability of how our economy is forever changed is still prominent in how we live. Mobilizing jobs has become astonishingly popular, if not essential for individuals. American workers naturally desire to have the...

Putting the ‘Fun’ Back Into Networking

Putting the ‘Fun’ Back Into Networking

If you’ve been hopping on Zoom conferences and LinkedIn message boards since the pandemic started, remote networking might not feel like much fun anymore. Or maybe networking has not been a priority for a while now, and it feels like it might be too late to get...

What Happens If I Don’t Have a Patent?

What Happens If I Don’t Have a Patent?

Entrepreneurs are an extremely inventive group of people — some of whom are inventors! Invention, after all, is a great way of pursuing the American Dream. It can lead to a new business, and even a whole new market (i.e., when Ford invented cars). However, inventors...

Your Child’s Ridesharing Job Can Now Be Fully Insured

Your Child’s Ridesharing Job Can Now Be Fully Insured

Many entrepreneurs pass down their restless work ethic to their kids, so there’s a good chance your kid might be an Uber or Lyft driver as a first-time, part-time gig. Not only does Uber or Lyft require no previous experience, but it’s also easy to get started and...

Can Customers Still Sue My Business Over COVID-19?

Can Customers Still Sue My Business Over COVID-19?

As the COVID-19 vaccine becomes more widely available and the situation starts to improve, it is reasonable to expect that pandemic regulations will gradually ease up from the stringent measures imposed during the height of the pandemic in March last year. However,...

3 Ways to Make Your Business More Accessible

3 Ways to Make Your Business More Accessible

If you want to make your business more accessible to all customers, consider how you could make it easier for the deaf community to utilize what you offer. You might not only earn business from a new group, but your customer base might love supporting your business...

Can an Ex-Spouse Take Over Your Business?

Can an Ex-Spouse Take Over Your Business?

You may have created your business while starting a new life with a spouse – but how do you protect your business when your marriage falls apart? You may have created your business while starting a new life with a spouse – but how do you protect your business when...

What Kind of Life Insurance Do Entrepreneurs Need?

What Kind of Life Insurance Do Entrepreneurs Need?

Everyone hopes their families will prosper long after they’re gone. The same likely applies to your business. Everyone hopes their families will prosper long after they’re gone. The same likely applies to your business.  Did you know that the life insurance funds from...

Losing Your Hearing? You’re Not Alone

Losing Your Hearing? You’re Not Alone

Although it can be a terrifying experience, don’t feel ashamed of losing your hearing. According to the Johns Hopkins Cochlear Center for Hearing and Public Health, over 38.2 million Americans (14.3%) report some degree of hearing loss. That’s nearly 1 in 7...

Do Insurance Companies Cover Riot Damage and Looting?

Do Insurance Companies Cover Riot Damage and Looting?

Considering recent civil unrest, you might be wondering: What happens to businesses — big and small — after they experience serious damage and looting during riots? Does their insurance cover them, if they have it? The answer is yes. Most standard insurance policies...

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