With gig workers not allowed access to employer-sponsored health benefits it has made insurance much more difficult to access proper, affordable health insurance for the average gig worker. Over 25% of current gig workers in America have found it difficult to maintain their health insurance payments, while over 50% of total gig workers have opted out of purchasing any health insurance at all.

Those that obtain income from non-traditional means find more difficulty in getting insurances than those that are in a traditionally employed position. This is because gig workers get no minimum wage and fluctuating income based on necessity, availability, and performance. Employees can reap benefits freely from the company or organization they are under, while gig workers must not only find the insurances that fit their needs, but also fund them. Not only are gig workers getting undetermined, under average pay, but insurance payments are an additional expense that continue to add to the problem.

Gig workers, though unassociated with companies and organizations, are vital to the workings of the modern economy, and thus require assistance by those who can make the change. The solution to this issue is by emulated employer benefits, safety net programs, and more affordable insurance options. AFEUSA is spearheading the effort to assist in bringing affective and affordable insurance and benefits to gig workers and entrepreneurs alike.