Terms and Conditions
The Association for Entrepreneurship USA (the “Association”) is a corporation, having members, formed under the nonprofit corporation laws of the State of Illinois. All members have full voting rights but the Association is managed by a board of directors. These Terms and Conditions constitute an agreement between the Association and the Member (referred to herein as “Member”, “You” or “Your”). You may only apply for a membership on your own behalf and may only enroll in one membership in the Association. You must abide by the terms and conditions of the Association. Members must remain active and be in good standing with the Association to be eligible for any benefits. The Association reserves the right, at its sole discretion, at any time with or without notice, to change the Terms and Conditions or cancel a membership or any benefits offered by the Association. Nothing shall be construed as to create any employer-employee relationship between the Association and any Member. Members will receive a Membership Fulfillment Kit with identification cards which will briefly describe the benefits being provided through the Association. Fulfillment may be provided electronically.
The cost of the membership and of any benefits is your sole responsibility. Membership is effective on the first of the month following enrollment and acceptance by the Association. Failure of a member to pay dues will be cause for cancellation of the membership by the Association. Returned checks, insufficient fund notices on bank drafts or denial by the member’s credit card company for payment of the periodic amount due is deemed evidence of non-payment by a member. Any bank service fees charged because of such action will be the responsibility of the member.
As authorized at the time of your membership enrollment application, your monthly payment may be paid by a credit card or ACH (checking/savings withdrawals). By agreeing to make your monthly payment though a credit card or ACH withdrawal, you waive the right to any future notice of such transfer of funds. On the date you first enroll, the first month dues are paid at that time. Enrollments submitted by the 20th of the month can become effective on the 1st of the following month. All future monthly dues payments are billed/charged on the 15th of each month, approximately 2 weeks prior to when they are due. “AFEUSAbenfit8339732166” should appear on your statement as the charge for your monthly payments. The Association retains the services of a third-party administrator to perform the collection services or other administrative services required for this membership. As a member, you agree that inquiries or challenges to credit card or ACH withdrawals shall be limited to two (2) monthly payments and you waive all right to inquire into or challenge any and all other monthly payments. Your authority shall remain in effect until the Association receives a request from you to cancel your membership and/or any membership benefits. If any payment is dishonored (with or without cause, intentionally or inadvertently), the Association assumes no liability whatsoever even if the result of the dishonored payment is a termination of your membership in the Association.
Members may change the mode of payment, make a change to their benefits or cancel their membership at any time. If you choose to cancel your membership, it is your responsibility to make sure that your request for cancellation is sent to the Association at least five (5) days prior to your next monthly draft date in order for your account not to be charged the membership dues for the following month. Notice may be given by regular mail to AFEUSA, 16427 Scottsdale Road, #410, Scottsdale, AZ 85254, an email to AFEUSA Customer Service at customerservice@afeusa.org, by calling AFE Customer Service at (833)-973-2166 or through your member portal. Dues for memberships cancelled within 30 days of the initial effective date shall be refunded in full. Any refund to which a Member may be entitled shall be processed within 10 business days from the date the request for cancellation is received.
If any benefit, product, program or service (referred to herein as a “Benefit”) offered through the corporation is terminated or cancelled by a member for any reason including but not limited to, a lapse due to non-payment, the member will not be eligible to enroll in or re-purchase such benefit from the corporation for a period of 12 months from the date of such termination, if such benefit is still available.
Your Association membership may provide access to certain insurance benefits. You or your family may not apply for or purchase any insured product offered through the Association more than once. All group policies providing insured benefits are issued by licensed insurance companies to the Association as the group master insurance policyholder. In the event insurance benefits are provided as part of a benefit package, you are notified that such insurance coverage may terminate on the earlier of the date the group master policy is terminated or on the premium due date on or next following the date a person ceases to be a member or eligible person. A Certificate of Insurance may be provided in membership fulfillment materials. The certificate will contain only a brief description or summary of benefits. Any difference between the certificate and the actual insurance policy will be settled according to the specific terms, limitations and exclusions contained in the policy. Insurance benefits may not be available in all states and will vary by availability based on the insurance laws, regulations, rules and bulletins in the member’s state of residence and approval needed from a department of insurance, if required. To receive a reimbursement of an insurance benefit, you must complete and submit standard claim forms which must be mailed to the insurance company or its’ designated third-party administrator in order to receive payment for any covered insured benefits. You may contact Member Services to obtain instructions on how to obtain a claim form from the insurance company.
Insurance benefits, if any, are NOT basic health insurance or major medical coverage and are not designed as a substitute or replacement for basic health insurance or major medical insurance.
Disclaimer: The Association is not owned, controlled by or affiliated with any insurance company. The Association is not an insurer, agent, producer, third party administrator, guarantor or underwriter and does not provide any medical treatment, medical services, products, product liability or guarantees for any Member. The Association does not handle, adjust or pay any claims under any insurance policy issued to the Association.
ENROLLMENT: I am enrolling as a Member in the Association. I agree to abide by the Terms and Conditions of the Association which are attached to this Membership Application. To become a Member, I understand that I must be an “Individual Entrepreneur”. An “Individual Entrepreneur” is defined as a person who organizes, operates and assumes the risk for a business venture or other enterprise and includes a “Gig” or even “Micro Gig” worker who earns income providing on-demand work, services or goods through temporary, contract or freelance jobs. These activities may be full-time, part-time or even seasonal activities.
PROXY: I appoint the Secretary of the Association in office at any particular time as my proxy to receive notice of and attend all meetings of the members of the Association and vote on my behalf and to otherwise act for me in the same manner and with the same effect as if I were personally present. This proxy shall be valid until revoked. It may be revoked at any time by sending another signed proxy with a later date to the Secretary, notifying the Secretary in writing that you have revoked your proxy or by voting in person at any meeting.