Urgent Care Coverage

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Ensuring that you and your family can access routine and urgent care when you need it!
Hooray Health
Medical professional wrapping a sprained ankle

Urgent Care Centers

Urgent care facilities provide medical services for unexpected illnesses or injuries that require immediate attention but are not severe enough to require emergency room care. They are designed to treat non-emergency conditions such as a common cold, a sprained ankle, an ear infection, or a rash. Urgent care typically covers services such as minor illness and injury treatment, laboratory tests, X-rays, and prescription medications. Urgent care is designed to provide financial protection for individuals who may require urgent medical care but do not want to incur the high costs associated with emergency room care.

These sites are often staffed by physician assistants and nurse practitioners, and many also have doctors on site. Urgent care facilities usually offer medical treatment outside of regular doctor’s office hours and a visit costs much less than a trip to the emergency room. The growth of urgent care centers highlights the crisis in the US primary care system due to convenience, gaps in primary care, and high costs of emergency room visits. According to the Association of American Medical Colleges, a shortage of up to 55,000 primary care physicians is expected in the next decade.

    Affordable healthcare, made simple.

    Hooray Health is a health insurance company that provides affordable healthcare plans for individuals, families, and small businesses. Their plans offer coverage for basic healthcare needs, including primary care, urgent care, and telemedicine services. Hooray Health’s plans are available in multiple states throughout the United States and offer a range of options to fit different healthcare needs and budgets. They offer both individual and group plans that can be customized to meet specific needs.

    One of the unique features of Hooray Health’s plans is their simplicity and transparency. They offer fixed copayments for all covered services, with no deductibles or coinsurance. This allows individuals to know exactly what they will pay for healthcare services, making it easier to budget for healthcare expenses. Hooray Health’s plans also offer access to a network of healthcare providers, including primary care physicians, urgent care centers, and telemedicine providers. This ensures that individuals have access to healthcare services when they need them, without having to wait for an appointment or travel long distances.

      Doctor checking patient's blood pressure. Hooray Health logo.

      We believe that everyone should have access to affordable, convenient healthcare—when and where they need it. This includes hourly, contingent, and full-time workforces and their families. That’s why we specialize in providing these populations with unique benefit plans designed specifically for their needs!

      Our plans offer accessible care at home or on the go with a robust, proprietary network of Retail Clinics and Urgent Care Facilities, as well as Telemedicine services, prescriptions and specialty care discounts.


      • $25 copay for Retail Clinic and Urgent Care Center visits in the nationwide Hooray Health Network (services like labs and x-rays included)
      • $0 telemedicine and consults 24/7/365
      • No surprise balance bills*
      • No deductibles to meet
      • Members have no claims to file
      • Accident benefits ($5,000 and $10,000 coverage levels)
      • Easy-to-use mobile app

      This is only a brief overview. Please refer to one of our brochures or our website for full information about policy plan design, limitations, exclusion, state approvals and other information.

      Health benefit plans are available only to AFE members. If you're already a member, please contact us to request more information.

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