Chose from either one of these trusted brands – United Concordia Dental or The Standard. These dental plans give members peace of mind and security knowing they have quality coverage – plus guaranteed acceptance.
Many medical insurance plans do not cover dental services. To help minimize the out-of-pocket costs of dental care, many people choose to buy dental insurance. This benefit has many similarities to medical insurance, such as monthly premium payments, coverage networks, and out-of-pocket cost reductions for treatments.
Dental insurance cost will vary depending on your location, the number of people covered, and the plan type. Part of your cost is the monthly premiums that you pay. Depending on the types of services you get, you may also need to pay a percentage of the amount billed for those dental procedures. Your plan’s coverage will determine how much you pay for any exams or dental work that you receive.
Dental insurance is health insurance for your oral health care. Dental coverage helps you reduce the amount that you spend on preventive care and treatments. For example, you may only have to pay a percentage of the full price to get a root canal or filling, depending on your plan.
Dental benefit plan options are set up with different premiums and coverage amounts. When looking for dental coverage, consider what the plans cover and what you need for coverage. If you have healthy teeth, preventive dental care and basic treatment coverage may provide you with adequate coverage for the time being. Only you know what is the best type of coverage for your dental needs and budget.
This is only a brief overview. Please refer to one of our brochures or our website for full information about policy plan design, limitations, exclusion, state approvals and other information.
Health benefit plans are available only to AFE members. If you're already a member, please contact us to request more information.